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  • Account Setup
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STEPS TO APPLY Business Loan Secured Loan - Property Loan - Mortgage Loan

The illustration below indicates what to expect at every step during the loan evaluation process. It helps understand how the credit decisioning works in banks and the steps they take before deciding to accept or reject a loan/ credit card.

Applicant Fill Out A Loan Application Form.

Documents Hand Over To The Bank.

Bank Check Your Reports And Cibil Score.

High Cibil Score Leads To Eligibility Check Basis Documentation.

Documents Required For Business Loan

Self Employed

  • Income/ Other Income
  • Age
  • Qualification
  • Property value
  • No of dependents
  • Bank Balance
  • Assets/Liabilities

Salaried

  • Income/ Other Income
  • Age
  • Qualification
  • Property value
  • No of dependents
  • Bank Balance
  • Assets/Liabilities

Partnership Firm

  • Income/ Other Income
  • Age
  • Qualification
  • Property value
  • No of dependents
  • Bank Balance
  • Assets/Liabilities

Private Ltd Co

  • Income/ Other Income
  • Age
  • Qualification
  • Property value
  • No of dependents
  • Bank Balance
  • Assets/Liabilities

Property

  • Income/ Other Income
  • Age
  • Qualification
  • Property value
  • No of dependents
  • Bank Balance
  • Assets/Liabilities

Eligibility Criteria

  • Income/ Other Income
  • Age
  • Qualification
  • Property value
  • No of dependents
  • Bank Balance
  • Assets/Liabilities